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PAKISTANI BUSINESS PORTAL: Kaymu.pk participates in DigiMark Conference 2014


Kaymu.pk participates in DigiMark Conference 2014

[Lahore, 15th October 2014]:

Kaymu.pk, an online marketplace, participated in the recently concluded Digital Marketing Conference 2014 (DigiMark 2014) to help promote Pakistan’s digital and e-commerce industry. Kaymu’s Co-Managing Director Asia Region, Mr Ahmed Khan, was part of the panel discussing the role of digital media in retail branding.

Speaking at the event Mr. Khan commented, “Pakistan’s economy as a whole has finally started embracing digital and online platforms as a viable outlet to promote their businesses. While our ecommerce industry is still lagging behind compared to other nations in the region, the advent of 3G and 4G service has expedited the growth process. The future of ecommerce in Pakistan is bright.”

DigiMark 2014 was aimed at providing a platform to the giants of Pakistan’s digital landscape to express their views on this growing industry. A number of speakers from highly reputed organizations were present at the event giving them an opportunity to share ideas on how to boost the ecommerce and digital industry in Pakistan.

Some of the prominent participants at the event included Salman Mazhar, Head of Marketing at Wateen Telecom; Mr. Obaid Saleem, Director Strategy & Planning at Zong; Mobilink’s Director B2B Marketing Mr. Ehitsham Rao; Mr. Zeeshan Suhail, Manager Public Affairs for Nestle; and many others.

The event was also attended by aspiring students to gain an insight into the developments of the digital industry.

Ecommerce is a booming industry in Pakistan and it is believed that its contribution towards the country’s economy will increase significantly in the next few years.



For Further Information Contact:

Name: Haseeb Malik

Designation: Manager Communication/Head of PR, Kaymu.pk

Phone: 0092 345 4992427

Email: haseeb.malik@kaymu.pk


Editor’s Note:

About Kaymu.com


Kaymu is the best online marketplace operating in close to 30 countries worldwide. On Kaymu you can buy products at the most affordable prices. Products available on the website include smartphones, computers, fashion and clothing, home appliances, cars and real estate and much more. Merchants wishing to sell their products can use Kaymu to expand their business and increase the outreach and profits without any hike in their overhead costs.








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ARCHIVES 2013:The Budget is an annual drama , full of sound and fury but signifying nothing . Mahfooz ur Rahman

The Budget is an annual drama , full of sound and fury but signifying nothing .

Mahfooz ur Rahman

Islamabad: June 12, 2013  



The Federal Government will announce the budget for 2013-14 this evening. Ishaq Dar, the Finance Minister, will be intoning and juggling figures, incomprehensible to the country’s 180 million deaf and dumb creatures. I laugh heartily at the  regular comments of the super rich that the budget is the ‘poor peoples’ budget . The  common people are not concerned because they have become stoics . They mostly live in villages under oppressive conditions without regular employment opportunities and without education , health care ,  potable drinking water  and without electricity. The Government is not be trusted .


In the USA , the budget is discussed for an entire year i.e after its presentation by the President to the next year’s President’s speech . But then USA is the USA while Pakistan is Pakistan . Our Financial Year is July-June . From the 13th ,the budget will be discussed for a fortnight only  upto the 25th.With the majority of members on the Government side , the discussions will be an eyewash only.


The only time when the country was not bored stiff  by the high flown language of the budget was when Dr. Mahbub ul Haq was the Finance Minister  in the mid eighties . He skipped over all the rubbish : the rhetoric before the actual budget relating to taxes and duties . He did not blame the previous governments of all wrongdoings under the sun. But he laid  great emphasis on  investment in the people viz. education and health which are taboo for the successive governments before and after him . He went to discuss the changes in taxes and duties . His budget speech was over in less than an hour .


Since the creation of the country , the common people whose miseries  are bemoaned by every political worth his salt . While their condition is becoming worse with each passing day, successive governments blame the previous governments or the vagaries of the weather , the poverty line has reached  45 -50 % of the country’s population . The Government is levying taxes more than the capacity of the people to pay under the dictates of the donor agencies .  The GNPs , the GDPs and the Per Capita Incomes are but poor indicators of a nation’s prosperity . The Government’s figures indicate the Per Capita Income is  $ 1380 .  Yet it is not visible on the people faces . The successive governments pride on the number of cars assembled locally and owned by Pakistanis , the number of motor cycles , the number of refrigerators , deep freezers or air conditioners assembled locally   . It never shows the number of children without education and health facilities , the number who are without potable drinking water . The Government figures indicate the number of houses in the country or by cities . They never indicate where they are located in posh localities or in slums .


Prosperity and happiness  are written on the faces of the people whereas the Pakistanis  are glum and depressed . Countless people do not know where the next meal is going to come from .  Education and health care is becoming expensive day by day . Even children in Montessoris attend tuition centres whose fees are around Rs 4000/- per month .All this tantamount to the ‘Education Genocide’.    School drop outs are routine : the people inability to pay the expenditure related to education.


The fault lies with the interest based economic system. The experts have been trained in educational centres modeled in the West : by modeled by Bretten Woods financial Institutions — the World Bank, the IMF  which are interest based. 


Pakistan started borrowing from the World Bank and the International Monetary Fund in 1950 on their terms instead of  the Government exploiting the country’s resources . The Bank’s interest rates  are based on  commercial banks rates prevailing New York .


During the military regime of General Musharraf , the Prime Minister and Finance Minister , Shaukat Aziz , liberalized the imports of non essential items . Loans and credit , both foreign and domestic banks (  the latter to the influential few ), were easily available .  Thus the elite lived beyond the country’s means . However , in the  Civil Government  that followed, the donors tightened their purse string in view of the adverse reputation of that Government . Resultantly , it went for bank borrowings and deficit financing both of them were injurious to the country’s financial health . During the past five years , the total , both domestic and external , ballooned to unimaginable proportions . One could visualize  the grim face of Ghulam Ishaq Khan , one of Pakistan’s most stern finance managers .


Three recent statements made by prominent people merit attention  :-


  1. The new Prime Minister , Mian Nawaz Sharif , has been quoted by the country’s media that every Pakistan , even a new born babe , is under a debt of Rs70,000/ .
  1. The Finance Minister has quoted the total debt at Rs 14 Trillion  . Others quote a higher figure because there is a huge trust deficit between the Government and the people . This figure can be debated . He also indicated that the Government is prepared to go to the IMF  for obtaining a financial bail out.
  1. One of the country’s most eminent  Economists, Dr. Ashfaque H. Khan , has also advised it in his article ( published in yesterday’s ‘The News’ ) ‘Time to go to the IMF’ for a bail out package.  


  1. Pakistan is in danger of a debt trap or a meltdown : each more vicious than the other.


In the Capitalist system , most countries were in danger of a meltdown . They are  borrowing  from wealthy countries like Germany and France . The USA has to repay the Chinese loan of  $ 16 Trillion . The country’s debt is equal i.e $ 16 Trillion .    


Men and women both from the developed world and third countries are working for longer hours or they are working in two or three  jobs a day to enable them to live in comfort but they are not happy . Leisure , like everything ,can be had but at a price . The question that arises in one’s mind “what at cost “ . The world has seen the failure of the Capitalist System . This is the modern version of ‘Slave Trade’.


Before the advent of the banking system , interest based income , the paper currency , the floating exchange rate , devaluation or revaluation , recession , stagflation ,the basket of currencies ,  people and nations traded either through barter or metals the most favoured ones were gold and silver . That is Islam advocates : the abolition of interest , the abolition of exploitation , the abolition of the Capitalist System and the abolition of paper currency . Allow the people to be happy and not in ‘human bondage ‘.


Muslim Government and Muslim scholars must do their homework   and establish a framework as an alternative economic system based on the Islamic teachings  .


To be continued…………

The writer is not a world famous Economist’ 

Mahfooz ur Rahman

Islamabad: June 12 , 2013   


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Imran Khan’s Masterclass Against Nawaz Sharif That The Entire Nation Failed To Understand:

As soon as Imran Khan announced his Civil Disobedience movement the entire opposition and twitterati erupted into a tirade of jokes asking questions such as, how would PTI supporters not pay GST on milk, bread and other groceries. Or that if they wont pay the utility bills the utility services would be disconnected and so on.

However, none of these so-called intellectuals were able to understand that what this Civil Disobedience movement is aiming to do is declare Nawaz regime a dictatorial regime and hence render all foreign debts that the regime would contract as unenforceable. As, I have already explained that a debt becomes illegitimate if a) the regime that contracts it is despotic and/or dictatorial and b) it was not spent on the betterment of the nation.

The entire long march is based on the premise that Nawaz Sharif and his party rigged the 2013 General elections and hence the regime is dictatorial and illegitimate. Before announcing the Civil Disobedience movement Imran Khan went into elaborate details of how the Sharif has previously used foreign debt to fill his coffers. What Imran was trying to do here was to establish a case that the foreign debts which this regime would incur would not be spent on the nation but would rather be laundered out of the country to power the business of the Sharif dynasty.

In simpler words Imran has told the entire world and specially the foreign lenders aka  (IMF, World Bank and Asian Development Bank) that any loans incurred by the Sharif regime would not be enforceable on the future governments of Pakistan. To make it abundantly clear to our intellectual elite, Imran is telling the foreign lenders that if he ever came to power, he wont pay back the loans that the Sharif regime would borrow. This means that the foreign lenders has only one option left before them and that is to decline all future loans to the Sharif regime. Since, the Sharif regime relies heavily on foreign lending to finance its budget, the move would cripple the government and will bring it down to its knees without any bloodletting on the streets.

I once read a quotation that Brilliance hits a target that no one can hit, Genius hits a target that no one can see.

Imran’s masterstroke against Sharif is such an act of genius that the entire nation is unable to see the target that it has hit. All that PTI and its horde of social media jihadi’s now need to do is explain this to the entire nation that:

Since, we consider the Sharif regime as illegitimate, all foreign debts that it would incur would be illegitimate odious debt and hence would not be paid by the future Pakistani governments.

Imran Khan himself needs to do a better job and explain this to the foreign lenders that since the Sharifs always loot and plunder these loans for their personal gains, future PTI/Pakistani government would consider the foreign loans received by the Sharif regime as illegitimate. Once this is made abundantly clear to both the national and international audiences, it does not matter an iota if the civil disobedience movement fails to reduce the amount of taxes collected at the National level..

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CORRUPTION BY NAWAZ SHARIF: The Untold Wealth of Ishaq Dar(Theft Thru Politics) by: Sabena Siddiqi

The Untold Wealth of Ishaq Dar

While thousands of Pakistanis are homeless and starving,Pakistan’s Finance Minister is running A Gang of Looters & Thieves.Robbing the Nation of All its Income and Depleting The Foreign Exchange Reserves Through Theft.






The Untold Wealth of Ishaq Dar









Ishaq Dar is highly regarded for his financial expertise and has twice served as federal minister for finance, economic affairs, revenue and statistics. Considered a PML-N stalwart, he has headed the party’s international affairs office since 2002. Apart from being elected an MNA thrice, Dar has been elected Senator three times along with being appointed as PML-N’s parliamentary leader in the upper house each time.

In February 2014 in Dubai on an official visit as Finance Minister of Pakistan again, he said “We inherited three bad ‘Es’ — bad economy, energy and extremism — from the previous government but we have managed to control the situation within seven months since we took over last year.”

He announced that Pakistan was open for business once again but it seems more likely he was expanding his own business. Surreptitiously, on the sidelines, Ishaq Dar has built himself a business empire, reportedly managed by his two sons Hasnain Dar and Ali Dar. HDS Tower in Cluster F of Jumeirah Lakes Tower is only one of the 34 story buildings that belong to the mighty HDS Group. Several other buildings in Jumeirah Lakes Towers, Business Bay and International City, like the HDS Sunstar Towers, are also owned by the millionaire brothers.

The owners of HDS Group, Ali Dar and Hasnain Dar manage everything perfectly for Ishaq Dar. It’s worth mentioning here that the elder son Ali Dar is also the son-in-law of Mian Nawaz Sharif. Real estate business and development is the main concentration of the HDS group, moreover owning various commercial and residential towers in JLT, Business Bay and Central Business District of International City in Dubai.

The HDS Group flagship project has 2 million sq feet built up area and is currently under construction in the Burj Khalifa area, this project alone is a millions of dirhams worth. Such projects make this group one of the foremost property developers in UAE.  The group even survived the economic downfall of 2008 .

Reportedly, Bahria Town Dubai office is located at the top floor of JLT Business Towers owned by HDS. It is rumored that some space has also been kept free for a future office for Asif Ali Zardari, ex President of Pakistan. Recently, Ishaq Dar introduced his sons to the ruling family and top authorities of UAE for propagation of future business interests on an official visit there.

Here is a list of the main assets owned by HDS Group:

1.HDS Tower, a 39 storey commercial and retail tower located in the F cluster of Jumeirah Lakes Towers was constructed in 2008, the tower consists of small, medium and large apartments and offices. Its monetary worth is billions of dirhams.

2.HDS Business Centre, it was completed in 2011, its grand lobby is its main highlight and is one of the finest in Jumeirah Lakes Towers, it is beautifully designed with the best granite and marble finishes and its current market value is billions of dirhams.

3.HDS Sunstar 1 and 2 is a 10 storey residential building in the central business district of International City, Dubai.Luxury rooftop swimming pools and gymnasium assured rental of the 120 apartments within a month of its completion, this project is also priced at billions of dollars.

4.Sobha Ivory 1 and 2 is in the heart of Business Bay, UAE s prime business location. This property has easy access from Sheikh Zayed Road and is one of the most wanted business addresses in Dubai.

5.Take a Break is a semi serviced coffee shop on the ground floor of HDS Tower in Jumeirah Lakes Towers launched in December 2011.

6.HDS Mini Golf was launced in the end of 2013, the chief guest was H.E .Ahmed bin Sulayman. It is an entertainment hotspot located at Lake Level of HDS Business Tower in cluster M of Jumeirah Lakes Towers.

7.HDS Owners Association Management Company is a licensed facilities management company.

8.HDS Rent a Car is one of the first rent a car companies in the Middle East to launch the exotic Lamborghini Avebtador LP 700 and the 2013 Mercedes Benz G63 in the rent a car industry .They also provide the finest Rolls Royce Phantom, Ferrari, Lamborghini, Bentley, May Bech, ,Mercedes Benz and BMW. The uniqueness of the car rental company lies in its array of niche car manufacturers and models of cars unavailable to the market. HDS Rent a Car owns the 2012 Lamborghini Aventador LP700-4, Mercedes Benz SLS 63 AMG Gullwing, apart from the more economy cars such as Peugeots and Renaults. Some of the many exotic, luxury and SUVs in the lineup are the the Ferrari Berlinetta F12 and the McLaren F1.

The owners are offering such exotic services in Dubai, which even the local Emiratis fail to afford. Ishaq Dar made hundreds of real estate transactions with Madhu Bhindari, an Indian billionaire entrepreneur, who is on a run from Dubai, after losing 150 million dirhams in the 2008 crisis. However, the finance minister’s buildings and investments are still earning him a hefty income.

A Pakistani real estate agent related how a lot of Pakistani bureaucrats and politicians have properties worth millions in Dubai. “The son of a serving government officer from Sindh government invested a huge amount of money in real estate here in 2008, and I carried out transactions for him,” the agent claimed.

“Where are these politicians getting the money from?” asked a Pakistani in Dubai, who came to know that the building he lived in is owned by Ali and Hasnain Dar’s HDS Group.

“If they have billions of dollars and so much money, why is it not in Pakistan?

These politicians talk about the welfare of Pakistani people, but all they can think about is themselves!”

Director Swiss Bank had stated some years back that Pakistan has around 97 billion dollars only in Swiss Banks. But the reality is that Pakistani politicians and businessmen have much more than 97 billion dollars outside Swiss Banks, invested in various countries and financial centres like Dubai. According to the Swiss Bank director, if the money is spent on Pakistan and its people, then Pakistan could have a tax free budget for next 30 years, it could create 60 million jobs, could carpet four lanes road from any village to Islamabad, provide endless power supply, every citizen could get a Rs. 20,000 salary for the next 60 years and there would be no need to take loans from IMF or the World Bank.



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Baat to such hai Per baat hai ruswai ki

Baat to such hai                                                                                       Per baat hai  ruswai ki
مہر عباسی کا حکمرانوں کے منہ پر طمانچہ۔۔۔

‫مہر عباسی کا حکمرانوں کے منہ پر طمانچہ۔۔۔مہر عباسی کا حکمرانوں کے منہ پر طمانچہ۔۔۔ یہ ویڈیو دیکھن…


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