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Archive for February 9th, 2017

The Untold Wealth of Ishaq Dar by Sabena Siddiqi

 

Ishaq Dar is highly regarded for his financial expertise and has twice served as federal minister for finance, economic affairs, revenue, and statistics. Considered a PML-N stalwart, he has headed the party’s international affairs office since 2002. Apart from being elected a MNA thrice, Dar has been elected Senator three times along with being appointed as PML-N’s parliamentary leader in the upper house each time.

In February 2014 in Dubai on an official visit as Finance Minister of Pakistan again, he said: “We inherited three bad ‘Es’ — bad economy, energy, and extremism — from the previous government but we have managed to control the situation within seven months since we took over last year.”

He announced that Pakistan was open for business once again but it seems more likely he was expanding his own business. Surreptitiously, on the sidelines, Ishaq Dar has built himself a business empire, reportedly managed by his two sons Hasnain Dar and Ali Dar. HDS Tower in Cluster F of Jumeirah Lakes Tower is only one of the 34 story buildings that belong to the mighty HDS Group. Several other buildings in Jumeirah Lakes Towers, Business Bay, and International City, like the HDS Sunstar Towers, are also owned by the millionaire brothers.

The owners of HDS Group, Ali Dar, and Hasnain Dar manage everything perfectly for Ishaq Dar. It’s worth mentioning here that the elder son Ali Dar is also the son-in-law of Mian Nawaz Sharif. Real estate business and development are the main concentration of the HDS group, moreover owning various commercial and residential towers in JLT, Business Bay and Central Business District of International City in Dubai.

 

 

 

 

The HDS Group flagship project has 2 million square feet built up area and is currently under construction in the Burj Khalifa area, this project alone is a million of dirhams worth. Such projects make this group one of the foremost property developers in UAE.  The group even survived the economic downfall of 2008.

Reportedly, Bahria Town Dubai office is located on the top floor of JLT Business Towers owned by HDS. It is rumored that some space has also been kept free for a future office for Asif Ali Zardari, ex-President of Pakistan. Recently, Ishaq Dar introduced his sons to the ruling family and top authorities of UAE for the propagation of future business interests on an official visit there.

Here is a list of the main assets owned by HDS Group:

1.HDS Tower, a 39 storey commercial and retail tower located in the F cluster of Jumeirah Lakes Towers was constructed in 2008, the tower consists of small, medium and large apartments and offices. Its monetary worth is billions of dirhams.

2.HDS Business Centre, it was completed in 2011, its grand lobby is its main highlight and is one of the finest in Jumeirah Lakes Towers, it is beautifully designed with the best granite and marble finishes and its current market value is billions of dirhams.

3.HDS Sunstar 1 and 2 is a 10 storey residential building in the central business district of International City, Dubai.Luxury rooftop swimming pools and gymnasium assured rental of the 120 apartments within a month of its completion, this project is also priced at billions of dollars.

4.Sobha Ivory 1 and 2 is in the heart of Business Bay, UAE s prime business location. This property has easy access from Sheikh Zayed Road and is one of the most wanted business addresses in Dubai.

5.Take a Break is a semi-serviced coffee shop on the ground floor of HDS Tower in Jumeirah Lakes Towers launched in December 2011.

6.HDS Mini Golf was launched in the end of 2013, the chief guest was H.E.Ahmed bin Sulayman. It is an entertainment hotspot located at Lake Level of HDS Business Tower in cluster M of Jumeirah Lakes Towers.

7.HDS Owners Association Management Company is a licensed facility management company.

8.HDS Rent a Car is one of the first rent car companies in the Middle East to launch the exotic Lamborghini Aventador LP 700 and the 2013 Mercedes-Benz G63 in the rent a car industry.They also provide the finest Rolls Royce Phantom, Ferrari, Lamborghini, Bentley, May Bech, Mercedes-Benz, and BMW. The uniqueness of the car rental company lies in its array of niche car manufacturers and models of cars unavailable to the market. HDS Rent a Car owns the 2012 Lamborghini Aventador LP700-4, Mercedes-Benz SLS 63 AMG Gullwing, apart from the more economy cars such as Peugeots and Renaults. Some of the many exotic, luxury and SUVs in the lineup are the Ferrari Berlinetta F12 and the McLaren F1.

The owners are offering such exotic services in Dubai, which even the local Emiratis fail to afford. Ishaq Dar made hundreds of real estate transactions with a Hindu RAW Agent Madhu Bhindari, an Indian billionaire entrepreneur, who is on a run from Dubai, after losing 150 million dirhams in the 2008 crisis. However, the finance minister’s buildings and investments are still earning him a hefty income.

 

 

 

 

A Pakistani real estate agent related how a lot of Pakistani bureaucrats and politicians have properties worth millions in Dubai. “The son of a serving government officer from Sindh government invested a huge amount of money in real estate here in 2008, and I carried out transactions for him,” the agent claimed.

“Where are these politicians getting the money from?” asked a Pakistani in Dubai, who came to know that the building he lived in is owned by Ali and Hasnain Dar’s HDS Group.

“If they have billions of dollars and so much money, why is it not in Pakistan?

These politicians talk about the welfare of Pakistani people, but all they can think about is themselves!”

Director Swiss Bank had stated some years back that Pakistan has around 97 billion dollars only in Swiss Banks. But the reality is that Pakistani politicians and businessmen have much more than 97 billion dollars outside Swiss Banks, invested in various countries and financial centers like Dubai. According to the Swiss Bank director, if the money is spent on Pakistan and its people, then Pakistan could have a tax-free budget for next 30 years, it could create 60 million jobs, could carpet four lanes road from any village to Islamabad, provide endless power supply, every citizen could get a Rs. 20,000 salary for the next 60 years and there would be no need to take loans from IMF or the World Bank.

By: Sabena Siddiqi

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The confessions of St Isaac aka Ishaq Dar By Ayaz Amir in The News International

The confessions of St Isaac

By Ayaz Amir

Islamabad diary

 

 

 

 

 

 

He has remitted around Rs20m to the country and his other assets and cash are worth Rs45m. Ishaq Dar, the Leader of Opposition in the Senate, has 15,779 dirhams in banks, owns a house worth Rs45m in Gulberg, Lahore, and six acres of land valued at Rs14.5m in Punjab.Mar 29, 2013

 

Oh, that moment of weakness if only it could be forgotten when Isaac called for pen and paper and in his own hand and at considerable length penned down the saga of money-laundering allegedly associated with the house whose top accountant he had been for so many years.

The tell-all tale was spread over 43 pages, no detail spared, everything about how fake bank accounts in international banks were opened in the names of the Qazi family, long known to Dar. Money from mysterious sources then came into these accounts before being transferred to the Hudaybia Paper Mills.          

The Sharifs are a religious family and the choice of this name testifies to their religious zeal. That this did not prevent the things being done under the rubric of this near-sacred name is, of course, a different matter.

We are more secular than we care to acknowledge, rendering unto Caesar and Mammon what is theirs, and to Allah what is His. Prayers, fasting and other religious obligations we keep for the uses of the Hereafter. For the here and now we tend to be more pragmatic.     

 

 

 

 

 

 

 

 

But returning to the confessions, the National Accountability Bureau (NAB) had to extract no forced signatures from Isaac’s hands. He wrote the entire account himself and put his signature to it. And also, again in his own hand, he asked for leniency. Since he had out-performed any canary in singing, his name was removed from the list of the accused and he was made an approver…in other words, the prime witness for the prosecution.   

The money-laundering charge was but one case against the Sharifs. There were several others. But all of them were put on hold when through the intercession of their Saudi benefactors the Sharifs were taken from their prison cells and flown to the Holy Land. When in the twilight of the Musharraf era the so-called National Reconciliation Order was promulgated and Benazir Bhutto returned to Pakistan, followed by Nawaz Sharif’s own return – this too being the result of Saudi pressure – the national landscape changed.

Bhutto’s assassination rocked the Musharraf regime and in the elections which followed his King’s Party, the Q – League fared poorly. The PPP took power at the centre and Nawaz Sharif’s PML-N, with no small help from Asif Ali Zardari, formed the government in Punjab, the nerve-centre of Pakistani politics. The PPP and the PML-N having come close to each other, no one was interested in pursuing the old cases, including the Hudaybia case based on Ishaq Dar’s confession.

Both the Sharifs and Asif Ali Zardari were quick to approach the courts to quash these cases. Dar did the same and his confession was quashed, it being declared as of no ‘evidentiary value’. Because all of this was being played on a friendly wicket, NAB did not go into appeal against this friendly decision.

We can imagine Isaac’s sense of relief. Incarceration under the Musharraf regime was not so much a nightmare as the statement he had given. Now seemingly the nightmare was over, the albatross around the neck of the former approver finally cut loose.

Remember also that Musharraf being a coup-making general, the charges brought by his regime against the Sharifs – quite apart from whether they were true or false – never elicited any great moral outrage on the part of the intelligentsia, the political class or so-called civil society, all of whom were more obsessed with denouncing dictatorship and celebrating the restoration of democracy, these being the flavours of that time. Corruption and accountability constituted a forgotten agenda.    

Zardari was clever but the Sharifs outplayed him, successfully pulling a veil of obfuscation over their own financial exploits and keeping the spotlight on the PPP, an endeavour in which they received powerful assistance from the restored chief justice, Iftikhar Chaudhry, who could only see the mote in the PPP’s eyes, never the glint in the eyes of the PML-N.

Small wonder, the PPP was branded as an irredeemably corrupt enterprise while the Sharifs were seen as exemplars of good governance and champions of development, a perception paying them handsome dividends in the 2013 elections.

True, Gen Raheel Sharif’s ascendancy became a problem for them because no one likes to walk in someone else’s shadow; and the 2014 dharnas came near to toppling their government. But the general in his winter no longer the commanding figure he was and the dharnas a receding memory, this was a time to savor their triumphs and think calmly about the future.

But everything has been upended by that bolt from the blue, the Panama papers and the hearings in the Supreme Court triggered by them. Uncomfortable questions are being asked for which there are no ready answers and demons long thought to have been laid to rest, like the confessions of St Isaac, are once again on the march, leading to fresh nightmares. When Dar’s lawyer said before the Supreme Court that Dar’s statement could not be used against him, it was suggested to him that could it not be used against the prime minister?      

We don’t know what becomes of it or what value is put on it. But the Sharifs have reason to be worried because the money trail leading to their offshore accounts and rich London properties is right there in this statement, backed by evidence in black-and-white: dates, bank accounts, deposits, and transfers, etc.       

The defence the PML-N is mounting rests on one word, duress – the contention that Isaac’s confessions were extracted through coercion, the word gunpoint also being used. Significantly, however, no one is saying that what is in the confessional statement, the details of money-laundering, are false. Shouldn’t that be the real burden of the PML-N’s argument?

It should really be a simple matter. The accounts opened in the names of the Qazi family may be fraudulent but the Qazis are real, living people. Why don’t they come up and say that what is being said about them is baseless, with no truth to these charges?

Why go on about duress when what Dar and his defenders should be saying is that the contents of the confessional statement are false – that there never were any Qazi accounts and so the question of mysterious funds being deposited in them simply does not arise?     

If they were to do this nothing would be left in the Panama case except sound and fury. And Dar’s nightmare would be finally over. But saying not a word about content they are giving the entire nation a sob story of extraction under pressure. If they debunk the contents of the confession the duress charge is automatically proved. But if they go on about duress while not touching the substance of the story who is to believe Isaac’s protestations?         

People retract confessions all the time, not only claiming coercion but roundly denying what they are accused of. Here the funny thing is that in a case which could well have a bearing on the country’s future a person indirectly involved is beating about the bush while saying nothing of the charge against him…and by extension, of the damning charge against the Sharifs.

 

Email: bhagwal63@gmail.com

 

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Modern Islamic principles of the 21st century by Dr Khalid Abu al Saud, Futurist, Poet and Global Thinker from Saudi Arabia

THE DEVELOPMENT OF   MODERN ISLAMIC PRINCIPLES OF THE 21ST CENTURY, COULD BE PART OF  LAWS OF MANY ISLAMIC COUNTRIES AND THE FOUNDATION FOR OPEN DIALOGUES WITH OTHER RELIGIONS ESPECIALLY WITH CHRISTIANITY AND JUDAISM, TO REMOVE THE ISLAMOPHOBIA AND TO ERADICATE THE ROOTS OF FANATISM ,TERRORISM , ISIS AND ALQAEDA AND THE FITNAH BETWEEN RELIGIONS, ESPECIALLY BETWEEN SUNNI AND SHIAH AND TO CONVERT RELIGIONS INTO IMPORTANT PARTS OF THE SOLUTION NOT OF THE CA– — USE OF MANY GLOBAL PROBLEMS IN THE  21th CENTURY, CONSIDERING THE FOLLOWING:

LET’S develop collectively,  comprehensive modern Islamic principles of the 21st century for different societies and different mazahibs, considering the following

First. The purposes of developing the comprehensive modern Islamic principles are

  1. To unite and guide the 1,5 billion Muslims in the world, to participate actively together with other nations and religions, to shape the coming global empathic planetary civilization, to prevent the coming global self-destruction.
  2. To eradicate the roots of corruption, superstition, fanatism, terrorism, dogmatism, ISIS, ALQAEDA, wars, civil wars and the deadly Fitnah especially between Sunni and Shia to prevent the coming wars between Iran and its neighboring countries.
  3. To convert modern Islam into important parts of the solution not only to the cause of religious wars, fanaticism, dogmatism and terrorism.
  4. To eradicate the roots of Islamophobia especially in America and Europe.
  5. To convert many Islamic tribal and agricultural societies into advanced, productive, prosperous, knowledge societies within 20 years.
  6. To stop the tsunamis of Atheism, immorality, and promiscuity in the world.
  7. To spread spiritual awakening.
  8. To help Muslims everywhere to identify and perceive themselves and be perceived as Muslims and as citizens, to provide meaning for their life and death.
  9. To remember God the Almighty in minds and hearts.
  10. To prevent the misuse of Islam to exploit people politically and economically.
  11. To convert brainwashed, obedient, ignorant, herd members in the world, who are confusing freedom with promiscuity, into free, creative and productive thinkers and citizens.
  12. To ask Muslims in West and East to change their perceptions about God, prophets, themselves, the old and new Islamic scholars, their worlds, their present and future, other religions, other mazahib , other countries, science and technologies, and politics.
  13. To develop modern paperless education system, using special education tablets with education programmes, can be used for face to face and online learning and as virtual super laboratory simulators, to teach Nanotechnology, Stem cell technology, Quantum technologies, quantum computer, Robotics, Genetics, Biotechnology, Vertical Aeroponic and hydroponic farming, clean energy and other important subjects.
  14. To replace the predatory capitalism of the 1% elites, who consider themselves as legitimate predators, considering America, Europe, and the whole world as preys, considering global peace as the loss of opportunity to make giant profits from wars even nuclear wars, with social moral capitalism.
  15. To stop the global warming and the coming nuclear wars.
  16. To develop the new world order for all humanity, not for the 1% elites only.
  17. To convert all strategies of domination into strategies of cooperation, to allow the use of 80% of global military budgets for peace projects and to convert Earth into the green planet of peace , justice, solidarity and abundance for 9 billion civilized humans before 2950.
  18. To prepare the optimal strategy, how to deal with the new president Donald Trump, with his unique visions about America and the world, about Islam and Muslims, about the 1% elites.
  19. To prepare humanity brain wise, politically, economically, technologically, how to deal with the technological singularly, when humans will be able to create super robots, much more intelligent than humans, able to improve and replicate themselves exponentially before 2045.
  20. To prevent the coming collapse of American dollars, manipulated by the 1% elites, to devaluate the American bonds and to buy the controlling shares of important companies cheaply, which will lead to implosion of America and the global economic disasters.
  21. The roots of the present Islamic fanaticism and dogmatism, which lead into terrorism and the wars between mathahibs and the stagnation of Islamic societies are formed mainly during the Abbasid dynasty, especially after considering philosophy as blasphemy —to be considered in preparing the modern Islamic principles.

Second. The development of the comprehensive modern Islamic principles will be based on

  1. Modern interpretations of the revelations according to the goals and wisdom of the revelations and the requirements of the 21st century, beyond mathahibs and tribal traditions, concentrating mainly on Al-Quran and true Hadiths, which are not contradicting with Al-Quran, must be interpreted holistically, not partially. During the life of the Prophet p.b.u.h, there were no mathahibs, there was only one Islam.
  2. Pro-peace, justice, good morality, solidarity, diversities, tolerance, transparency, accountability, privacy, freedom, human rights, ecology, direct democracy, meritocracy, equality, faithful secularism, interest-free economy, new fair global currency, family values, democratic civilian government implementing Islamic principles, coexistence with all religions.
  3. No coercion and compulsion in religion .
  4. To do everything to become near the Almighty, to avoid everything to become far from the Almighty.
  5. Anti-wars, fanatism, terrorism, corruption, oppression, superstition, injustice, dictatorship, promiscuity, environmental destruction, infidel secularism, nuclear weapons, trading with derivatives, monopoly, printing money covered by air, drugs.
  6. Humans are not perfect and not infallible, only the Almighty is perfect and infallible.
  7. Just and wise non-Muslim leaders are better than corrupt and unjust Muslim leaders.
  8. Modern science and technologies and Islam are not contradictory.
  9. There are no bad science and technologies, there are bad humans using science and technologies for bad purposes.
  10. The old histories about wars between Muslims and Muslims after the death of the Prophet P.B.U.H should be kept in the museum of histories, not to be used as an excuse for the deadly Fitnah, especially between Sunni and Shia.
  11. Killing one innocent human to be considered as killing all humanity.
  12. The fate of humans in the afterlife to be decided by their deeds and the Mercy of the Almighty, despite their mathahibs.
  13. The Lord of Creation beyond comprehension and comparison, far beyond Michael Anglo and tribal imaginations — He has started the creation of the universe with the Big Bang within 6 days, in which one day of the Almighty could be 2,3 bill years — In the centre of everywhere, and in the navel of nowhere, Blazing His Mercy.
  14. Money and wealth belonging to the Lord of life and death, to be earned and used wisely.
  15. Humans are the results of their thoughts, feelings, deeds, environments and fate.
  16. A human is made of trillions of cells, each cell is made of trillions of atoms, each atom is made of neutrons, protons, electrons and 99,9999999 % of empty space.
  17. The thing can be this can be that can be here can be there at the same time. Everything is nothing, nothing is not anything, emptiness is not empty according to quantum physics
  18. God will help those people, who help themselves.
  19. Islam is respecting all religions and all prophets.
  20. Humans must seek to know more about the past, nature, themselves and others to help themselves and to appreciate the Greatness of the Almighty.
  21. Humans must seek to be perfect, although they know only the Almighty is perfect.
  22. Muslims must not allow anybody to exploit Islam for politics and stealing money
  23. Should Muslims in the 21st century support the total segregation of men from women and forcing women and girls to use BURKA covering all bodies, like the followers of HAREDI JUDAISM in Israel and Taliban in Afghanistan.?
  24. Jihad to liberate or protect the country is legitimate, but Jihad mainly to get hur alain leads into ISIS.The biggest Jihad is to liberate yourself from the evils inside yourself.
  25. True faith leads always into mercy, tolerance, justice, and good deeds therefore true Islam is the way of life, based on peace, justice, solidarity, tolerance, human rights.
  26. Secularism in West was to liberate politics from the church and religious leaders, but secularism in East is to liberate religions and religious leaders from political leaders.
  27. Religions are good, if used for guiding believers into peace, good morality, justice, and good deeds, they are bad if misused for wars, corruption, terrorism and exploiting humans.
  28. The statement —-many Muslim countries are underdeveloped because they do not implement Islam —is wrong. Why are many non-Muslim countries developed and prosperous?The main reason, they are governed by corrupted leaders, who misuse the religion to exploit the countries.
  29. Muslims, especially from the Middle East must be convinced
    • To love teamwork and to respect women.
    • To stop feeling that the world, especially the West are conspiring against them, therefore they are underdeveloped.
    • To stop thinking only of the past and start thinking seriously of the future.
    • To be free, not slaves of greed, craving, fanaticism, nationalism, sports clubs.
    • Those preachers alone cannot solve problems.
    • To differentiate between JUDAISM as an old religion and Zionism as a political ideology.

Third . The main differences between Sunni and Shia

  • Shia insists not to forget the two historical events, that Ali Alaihi salam was not elected as the first  Khalifa after the death of the Prophet p.b.u.h, and the killing of Hussein alaihi alsalam and his family.
  • Shia have their own sources of true Hadiths and do not consider Muslim and Buchori as the best sources of true Hadiths.
  • Shia believes that the 12 Imams are infallible, while Sunnis believe that only God and the Prophet p.b.u.h are infallible.
  • Shia believes that the hidden twelfth Imams AL Mahdi will appear in the future to save and lead the believers.
  • Today only very fanatic Shia are cursing the Sahabah and considering Al Quran as not complete.
  • Shia are believing in many principles of Almutazila.

With good will, the above-mentioned differences could be solved easily, Sunni and to extinguish the deadly Fitna, Sunni, and Shia, which will lead into a disastrous war between Iran and its neighboring countries.If Sunni could live peacefully with Christians, why they could not live peacefully with Shia, like before

 

 

 

 

 

 

 

 

 

Fourth . Muslims implementing the new modern Islamic principles must  differentiate between JUDAISM as an old peaceful  religion, believing in one God and Moses as His Prophet and The TEN COMMANDMENTS-–,and Zionism as a political ideology ,created before HITLER by certain secret organizations ,to convert Judaism into fanatic nationalism ,through creating the great Zionist  Israel to control oil in the Middle East ,exploiting Jews ,Judaism ,the  leaders of America Europe and Middle East  countries , has ignited many wars and willing to ignite the coming nuclear wars . There are millions of Jews against Zionism (Rabbi Dovid Weiss, Miko Peled, Anna Baltzer ).There are millions Christian Zionists, who are not Jews, exploiting America, willing to sacrifice America for Israel.Will America say GOODBYE to the Middle East and Israel after the end of oil economy?

Fifth . Which organizations have created, financed and trained ISIS, oil ?which of them have supported the marketing of oil?What kind of lies and hypocrisy must the world tolerate?

Sixth .How to convert millions of Muslim refugees in Europe into important parts of the solution of the European population decline.

  • Removing economical and political reasons, which Forced The refugees to migrate to Europe.
  • Forcing refugees ‘ children to be educated and trained by reputable teachers, to become productive and creative citizens.
  • Forcing adult refugees to be educated and trained by reputable teachers, to become skilled farmers, technicians, and workers.
  • To encourage refugees to become active members of sport, social and political organizations and clubs.
  • Seventh  ..The basic requirements to be Muslims in the 21st century.
  • Must believe in one God the Almighty
  • Must believe in Jesus and all Prophets, especially in Prophet Mohamad P. B.U.H as the last Prophet.
  • Must believe in all Holy Books and Al-Quran as the last holy book and the true AL hadiths, which are not contradicting with Al-Quran.
  • Must believe in the five pillars of Islam and in an afterlife.
  • Must respect all religions and laws of their countries.
  • Must believe in justice, good morality, human rights and peace.
  • Must believe that Al-Qoran valid for all time and places, therefore must be interpreted according to time and places.

Eighth. The rise of consumerism, feminism, atheism, promiscuity in Western societies is weakening family values, social energy and the masculinity of men will lead to cultural death and self-destruction. Millions Muslims in Western societies, should not be marginalized and should be guided to implement the modern Islamic principles to become important parts of the solution.

Ninth . The study of ARIAN CHRISTIANITY (ARIUS), which believes in ONE GOD The Almighty and Jesus as His divine Messenger, and the study of the old ARAMAIC language, the main language of Jesus could lead to better understanding of the old holy books and the reduction of the tension between Christianity and Islam.

Tenth. Unwise leaders individually and collectively, remaking decisions and actions, mainly according to their egos, emotions, and subconscious minds, advice refusing pieces of advice, morality, leads usually into wars and disasters .wise leaders are using rational conscious minds morality, accepting rational advice, which leads usually to peace and prosperity.The main benefits of free rational discussions and dialogues before making important decisions and actions, within a real democracy.

 Eleventh .The comprehensive modern Islamic principles must be developed collectively, to be considered as Ijtihads, to be readjusted and corrected continuously.

  1. By reputable Islamic scholars, scientists, philosophers, from different countries different mathahibs.
  2. To be discussed openly and continuously in conferences, tv, newspapers, magazines, internets, social media To keep them alive in minds.
  3. To be written in English and Arabic and translated into other languages.
  4. To be published as books and e-books.
  5. To be taught in schools and universities in West and East, to eradicate the roots of Islamophobia in the world and Islamic fanaticism , dogmatism, and terrorism.
  6. To be considered by constitutions and laws of Islamic countries.

 

  • Prepared by Dr Khalid Abu al Saud
  • Futurist, Poet and global thinker from Saudi Arabia
  • Drkhalidsaud@gmail.com 00966505461523      26 Jan 2017

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